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Utah Medicare Plans

Original Medicare can leave behind numerous out-of-pocket expenses. Many beneficiaries choose to enroll in Supplements and Part D plans to help limit these expenses. With the number of options you can choose from, it is best to shop your coverage. A Medicare agent can assist you with this daunting task. 

Utah Medicare plans open enrollment

Initial enrollment begins three prior to your 65th birthday and continues for three months following your birthday. At this point it is also beneficial to enroll is a Supplement as you cannot be denied for your current health. 

While you are able to enroll in a Supplement at any time throughout the year, you will be required to complete a health survey and can be denied based on your pre-existing conditions.  

Medigap Plans

The Medicare plans in Utah are best when combined with a Supplement. Original Medicare leaves behind coinsurance and deductible costs. You may have additional costs as Original Medicare only covers about 80% of outpatient costs. 

A Supplement can put a cap on out-of-pocket spending. Another benefit is you can see any doctor that accepts Medicare. 

There are ten standardized plans lettered A-N. Similarly, lettered plans offer similar cover, the only difference being the cost. It is so important to compare and shop the best plan for your healthcare needs and your budget. We offer a service to assist you with this process that free!

If you were enrolled in Medigap plans C or F before  2019, you could remain enrolled in those plans; however, new beneficiaries cannot enroll in those two plans. 

Medicare Advantage Plans

Advantage or Part C plans are private insurance plans that offer additional benefits beyond Original Medicare benefits. These additional benefits are vision, dental, and prescription drug coverage. There are 21 Part C plans in Utah. 

In Utah existing beneficiaries can make changes to their Advantage plans during a specified Open Enrollment period. This period runs from January 1st through March 31st each year. At this time you may also choose to enroll in an Original Medicare plan instead of a Part C plan. 

Medicare Part D

There are 26 Part D plans in Utah that offer prescription drug coverage. These plans can limit your out-of-pocket expenses at the pharmacy. Many beneficiaries choose to enroll in these plans as Original Medicare and Supplements do not provide prescription drug coverage. 

How we can help

Remember, all plans provide standardized coverage, and the only difference is the cost. Our Utah licensed agents are ready to help you shop these plans to create the best combination of coverage for your needs and your budget. We offer this service at no cost to you. Reach out today and allow us to assist you through this enrollment process. 

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