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Nebraska Medicare Plans

Nebraska, like most states, has a number of Medicare plans available and the combinations to provide the best coverage are endless. While Original Medicare can leave you with thousands in out-of-pocket expenses adding in a Supplement or Part D plan can assist in limiting those costs. 

Nebraska Medicare plans open enrollment

Those that live in Nebraska can enroll in Medicare at 65. The enrollment period begins three months prior to your birthday and continues for the three months following your birthday. At this time it is also best to enroll in a Supplement. If you enroll in a Supplement during this Open Enrollment period, you cannot be denied coverage based on your existing health. 

You may choose to enroll in a Supplement at any time throughout the year, but you will be asked to complete a health survey and you can be denied coverage based on your health. 

Medigap Plans

The Medicare plans in Nebraska are best when combined with a Supplement. Original Medicare leaves behind coinsurance and deductible costs. You may have additional costs as Original Medicare only covers about 80% of outpatient costs. 

A Supplement can put a cap on out-of-pocket spending. Another benefit is you can see any doctor that accepts Medicare. 

There are ten standardized plans lettered A-N. Similarly, lettered plans offer similar cover, the only difference being the cost. It is so important to compare and shop the best plan for your healthcare needs and your budget. We offer a service to assist you with this process that free!

If you were enrolled in Medigap plans C or F before  2019, you could remain enrolled in those plans; however, new beneficiaries cannot enroll in those two plans. 

Medicare Advantage Plans

There are 15 Medicare Advantage plans in Nebraska, depending on which county you live in. Advantage plans are private insurance plans that offer all the existing benefits of Original Medicare and provide additional benefits. These benefits are vision, dental and prescription drug coverage. 

Medicare Part D

If you want to limit your out-of-pocket prescription costs, you will want to enroll in a Part D plan. In Nebraska there are over 20 different Part D plans. Original Medicare and Supplements do not provide prescription drug coverage, so many beneficiaries choose to enroll in a Part D plan or an Advantage plan. 

How we can help

Remember, all plans provide standardized coverage the only difference being the price. This is why it is so important to shop your coverage and plan. We have Nebraska licensed Medicare agents standing by to assist you through this process at no cost to you. We can help you compare, shop and enroll in the best combination of plans to meet your needs. 

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