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Missouri Medicare Plans

There are numerous options for Medicare coverage in Missouri. These plans are best when combined withe a Supplement or additional coverage plans to fill in the gaps left behind by Original Medicare. 

Missouri Medicare plans open enrollment

Your open enrollment period begins 3 months prior to your 65th birthday and continues for the 3 months following your birthday. During this time it is also best to enroll in a Medicare Supplement as you cannot be denied because of your health conditions. 

While you may enroll in Supplements at any time, you will be subject to a health survey and can be denied coverage based on your health conditions. 

Medigap Plans

The Medicare plans in Missouri are best when combined with a Supplement. Original Medicare leaves behind coinsurance and deductible costs. You may have additional costs as Original Medicare only covers about 80% of outpatient costs. 

A Supplement can put a cap on out-of-pocket spending. Another benefit is you can see any doctor that accepts Medicare. 

There are ten standardized plans lettered A-N. Similarly, lettered plans offer similar cover, the only difference being the cost. It is so important to compare and shop the best plan for your healthcare needs and your budget. We offer a service to assist you with this process that free!

If you were enrolled in Medigap plans C or F before  2019, you could remain enrolled in those plans; however, new beneficiaries cannot enroll in those two plans. 

Medicare Advantage Plans

There are 33 Advantage plans in Missouri, depending on which county you live in. These plans are private insurance plans that provide all the benefits or Original Medicare as well as additional benefits. These additional benefits include dental care, vision, and prescription drug coverage. 

Medicare Part D

The 26 Part plans can assist you with prescription drug coverage that Original Medicare and Supplements don’t provide. Many beneficiaries that need assistance with out-of-pocket pharmacy costs will look to an Advantage plane or Part D to add that coverage. 

How we can help

We have Missouri licensed Medicare agents standing by to assist you with this daunting task. We offer a service, at no cost to you, that will compare and shop all the plans and come up with the combination that checks all the boxes and stays within your budget. Please let us assist you today. 

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