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Medicare Supplement Medigap Plan A

Medigap Plan A, or Medicare Supplement Plan A, is a simple Medicare supplement plan that covers the 20% that part B doesn’t cost. 

As you will see below it covers your Medicare Part A co-insurance and blood if needed in the hospital, first 3 pints only. 

Medicare Supplement Medigap Plan A

What is covered under Medicare Supplement Insurance Plan A?

Plan A is commonly referred to as the “barebones Medigap plan. However, it covers the most common things Medicare beneficiaries require. 

Medigap Plan A covers 100% of the costs associated with these four things: 


  • Your cost sharing portion for Medicare Part A and for inpatient with up to an additional 365 days of care after Medicare benefits are used. 
  • Medicare Part B copays and your coinsurance
  • up to 3 pints of blood as needed for a medical procedure
  • Part A hospice coinsurance and copay expenses

What is not covered by Medigap Plan A?

One potential downfall for people with a Medicare Supplement medigap Plan A is that they are responsible for their Part A and B deductibles, skilled nurshing facility charges and foreign travel emergency coverage. Plan A is a good option for people who want a low cost Medigap Medicare Supplement plan. 

Medicare Supplement Insurance Plan A for those Under 65

Some states allow an individual to qualify for Medigap Medicare Supplement Plan A if they are on Medicare prior to age 65 due to a disability. Because of the rarity of an under 65 individual going onto a Medicare Supplement Medigap Plan the costs are much higher than a 65 year old would pay. Many people on disability prior to the age of 65 who qualify for Medicare look into Medicare Advantage Plans. To be more specific they look at Medicare Advantage Dual Special need Plans, also called DSNP Plans. 

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