Florida Medicare Plans
In Florida, Medicare Advantage plans, or Part C plans, are very popular due to the number of retirees the state attracts. There are numerous options for Plan C coverage.
Florida Medicare plans open enrollment
Floridians are able to enroll in Medicare benefits at 65 years old. The enrollment period begins 3 months prior to your birthday and continues for 3 months following your birthday. You can also enroll in Supplements at this time.
Open enrollment is the best time to enroll in Supplement plans as you can not be declined due to your health conditions, but you may enroll in Supplements at any time during the year.
Medicare Supplements are a great option if you need additional coverage. Original Medicare often leaves behind coinsurance and deductible costs. Medicare only covers about 80% of your outpatient costs, so this additional coverage could be invaluable.
The 10 plans all offer standardized care. The plans are lettered A-N. The corresponding lettered plans all offer the same coverage, but the price could be different. This is why you should compare plans and use a licensed Medicare agent to help you shop for the best plan.
If you were enrolled in Medigap plans C or F prior to 2019, you will be able to remain enrolled in these plans. New beneficiaries will not be able to enroll in plans C or F.
Medicare Advantage Plans
Florida residents have numerous Medicare Advantage options. These are also called Part C plans. These are private plans that provide all the Original benefits of Medicare and also include benefits for dental, vision and prescription drug coverage.
Medicare Part D
Part D plans provide coverage for Prescription drugs. There are 27 different plans to choose from in Florida. If you need assistance covering prescription costs, ask a licensed Medicare agent about enrolling in a Part D plan.
How we can help
At no cost to you, we have licensed Medicare agents ready to walk you through all the options. We can help you choose the best coverage and company to meet your healthcare needs. We will shop the policies and compare costs for you and present the best choice. Reach out today, we are here to help you.