You have plenty of options for healthcare to choose from these days. And when you qualify for both Medicare and Medicaid, the decision can be even more difficult. If you’re in this boat, you may be eligible for a D-SNP Plan, which could help save you money and get the healthcare coverage you need.
What is a D-SNP Plan?
A Dual-Eligible Special Needs Plan (D-SNP) is a type of Medicare Advantage plan for individuals who qualify for both Medicare and Medicaid. Under one plan, you can easily manage your care and get the most out of your coverage. This is beneficial as most providers only accept one plan. With D-SNP Medicare you have the features of multiple plans in one convenient bundle.
These dual plans offer more than Medicaid and Original Medicare do on their own. You get all the benefits you need, plus additional features of D-SNP plans. Not to mention, they go above and beyond with many extra benefits at no extra cost to you. Here some of the optional features:
- Dental care, plus credit for restorative work
- Eye exams, plus credit for eyewear
- Hearing exams, plus credit for hearing devices
- Rides to health care visits and the pharmacy
- Credits to buy hundreds of health-related products
Should I enroll in a D-SNP Plan?
If you are eligible for both Medicare and Medicaid, a D-SNP Plan may be right for you. In order to qualify for both, certain criteria need to be met. It typically comes down to age, disability, and income level. In order to qualify for Medicaid, you must have a low income, and for Medicare, you either need to be 65 years of age or older or have a disability or kidney disorder.
If you need assistance affording healthcare coverage a D-SNP Plan might work for you. As an added bonus, people who are dual-eligible can usually enroll for no monthly premium. That makes a dual plan a low-cost choice too.
If you’re unsure about your options and what is best for you, speak with a qualified Medicare professional. They can help you determine your eligibility and if D-SNP Medicare will provide you the best coverage and benefits.
The Medicare Policy Center is here to help you get the Medicare coverage you need.